Group Discounts are a type of discount that an insurance company would offer to a group of similar risks that they are very interested in writing. Typically, this means that they have a contract with a specific broker or intermediary. This broker would then be responsible to manage the group of similar insureds (this is common with Churches, medical providers, and other well understood occupations). Sometimes, the insurer may even delegate underwriting authority to the broker (often called giving the broker 'the pen').
