Most Canadian drivers are familiar with the sight of wildlife on roads – whether pigeons, moose, or grizzly bears, animals are a way of life in Canada and they present a unique problem for road safety. According to the Wildlife Collision Prevention Program, there are between 4 and 8 large animal collisions every hour across Canada.
While the steps to take when involved in an accident with another vehicle are typically clearer to most drivers, the same can’t be said for accidents with animals. It’s no wonder we’re asked so often at PainWorth exactly what steps you should take as a driver, in the unfortunate event that you hit an animal.
Here’s what we suggest:
Once you’ve handled these matters at the scene, report the accident to your own insurer as soon as possible, even if you’re not injured. In cases involving wildlife, you will not be able to make a third-party insurance claim (a claim against another driver), as there was no third party involved. However, if you were a passenger, you may have a claim against the driver if they were driving in a reckless manner.
Your insurance policy should cover the cost of most of the necessary treatments and medications resulting from the accident. If you are unable to work and need to go on disability, you may be covered by your insurance policy. Click here to learn more about how your insurance policy can compensate you for damage to your person and vehicle.
The best way to handle a personal injury case is to prevent one from happening in the first place. Follow these steps to avoid injuries on the roadway related to wildlife.
For more safety tips on how to prevent collisions with wildlife, click here.
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